Personal Checking
Basic Checking
- No Monthly Fee if you maintain a minimum daily balance of $300.
- A fee of $5.00 will be imposed each month that the balance in the account falls below $300 during that month.
- 24-Hour Toll-Free Phone Banking
- Free Internet Banking
- Free Billpay
- Overdraft Privilege (subject to credit approval)
- VISA Check Debit Card / ATM Card (subject to approval)
- Unlimited Check Writing (no per-check charges!)
Student Checking
For Full-Time High School or College Students
- Free Checking!
- No Monthly Fee / No Per Check Charges
- No Minimum Balance Requirement
- Free Internet Banking
- Free Billpay
- 24-Hour Toll-Free Phone Banking
- Overdraft Privilege (subject to credit approval)
- VISA Check Debit Card / ATM Card (subject to approval)
- Unlimited Check Writing
Bonus Club
Monthly Fee: $7
- Free Personalized Bonus Club Checks
- No Minimum Balance Requirement
- $10,000 Accidental Death and Dismemberment Insurance
- Free Internet Banking
- Free Billpay
- 24-Hour Toll-Free Phone Banking
- Custom Trip Routing
- Credit Card Protection
- Overdraft Privilege (subject to credit approval)
- Unlimited Check Writing
- Interest on Checking - You will earn interest on your daily balance any day it exceeds $1,000 at the current NOW Account rate. You will earn even more when your daily balance exceeds $2,500 at the SuperNOW Account rate! For current interest rates, visit our Rates page.
- VISA Check Debit / ATM Card (subject to approval)
- ATM Card
- Lost Key Return
- Travel & Entertainment Discounts
- Theme Park & Movie Discounts
- Money for College
- And Much, Much More!
Classic Bonus Club
For those age 50 or better / $5.00 monthly fee
- All the benefits of Bonus Club, with a $20,000 Accidental Death and Dismemberment Insurance Policy
Special Interest Bearing Accounts
NOW Account
- With a minimum balance of $1,000, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance in the account falls below $1,000 any day of the cycle.
- Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
- No Monthly Fee if you maintain a minimum daily balance of $1000.
- A fee of $5.00 will be imposed each month that the balance in the account falls below $1000 during that month.
- Free Internet Banking
- Free Billpay
- 24-Hour Toll-Free Phone Banking
- Overdraft Privilege (subject to credit approval)
- VISA Check Debit Card / ATM Card (subject to approval)
- Unlimited Check Writing (no per-check charges!)
Super NOW Accounts
- With a minimum balance of $2,500, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance in the account falls below $2,500 any day of the cycle.
- Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
- No Monthly Fee if you maintain a minimum daily balance of $1000.
- A fee of $5.00 will be imposed each month that the balance in the account falls below $2,500 during that month.
- Free Internet Banking
- Free Billpay
- 24-Hour Toll-Free Phone Banking
- Overdraft Privilege (subject to credit approval)
- VISA Check Debit Card / ATM Card (subject to approval)
- Unlimited Check Writing (no per-check charges!)
Money Market Accounts
- With a minimum balance of $2,500, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance falls below $2,500 any day of the cycle.
- Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
- You may only make 6 withdrawals from a Money Market account each statement cycle – 3 by check and 3 otherwise. A transaction fee of $2.00 will be charged for each transfer/withdrawal in excess of these limits.


