Personal Checking



Basic Checking

  • No Monthly Fee if you maintain a minimum daily balance of $300.
  • A fee of $5.00 will be imposed each month that the balance in the account falls below $300 during that month.
  • 24-Hour Toll-Free Phone Banking
  • Free Internet Banking
  • Free Billpay
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing (no per-check charges!)

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Student Checking

For Full-Time High School or College Students

  • Free Checking!
  • No Monthly Fee / No Per Check Charges
  • No Minimum Balance Requirement
  • Free Internet Banking
  • Free Billpay
  • 24-Hour Toll-Free Phone Banking
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing

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Bonus Club

Monthly Fee: $7

  • Free Personalized Bonus Club Checks
  • No Minimum Balance Requirement
  • $10,000 Accidental Death and Dismemberment Insurance
  • Free Internet Banking
  • Free Billpay
  • 24-Hour Toll-Free Phone Banking
  • Custom Trip Routing
  • Credit Card Protection
  • Overdraft Privilege (subject to credit approval)
  • Unlimited Check Writing
  • Interest on Checking - You will earn interest on your daily balance any day it exceeds $1,000 at the current NOW Account rate. You will earn even more when your daily balance exceeds $2,500 at the SuperNOW Account rate!  For current interest rates, visit our Rates page.
  • VISA Check Debit / ATM Card (subject to approval)
  • ATM Card
  • Lost Key Return
  • Travel & Entertainment Discounts
  • Theme Park & Movie Discounts
  • Money for College
  • And Much, Much More!

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Classic Bonus Club

For those age 50 or better / $5.00 monthly fee

  • All the benefits of Bonus Club, with a $20,000 Accidental Death and Dismemberment Insurance Policy

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Special Interest Bearing Accounts


NOW Account

  • With a minimum balance of $1,000, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance in the account falls below $1,000 any day of the cycle.
  • Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page
  • No Monthly Fee if you maintain a minimum daily balance of $1000.
  • A fee of $5.00 will be imposed each month that the balance in the account falls below $1000 during that month.
  • Free Internet Banking
  • Free Billpay
  • 24-Hour Toll-Free Phone Banking
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing (no per-check charges!)

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Super NOW Accounts

  • With a minimum balance of $2,500, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance in the account falls below $2,500 any day of the cycle.
  • Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
  • No Monthly Fee if you maintain a minimum daily balance of $1000.
  • A fee of $5.00 will be imposed each month that the balance in the account falls below $2,500 during that month.
  • Free Internet Banking
  • Free Billpay
  • 24-Hour Toll-Free Phone Banking
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing (no per-check charges!)

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Money Market Accounts

  • With a minimum balance of $2,500, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance falls below $2,500 any day of the cycle.
  • Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
  • You may only make 6 withdrawals from a Money Market account each statement cycle – 3 by check and 3 otherwise. A transaction fee of $2.00 will be charged for each transfer/withdrawal in excess of these limits.

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