Certificates of deposit provide the security of a savings account with the benefit of higher interest.  You earn a guaranteed interest rate based on the term your money is invested in the Certificate of Deposit.

An investment in a Springfield State Bank Certificate of Deposit is an investment in your community, since SSB is Washington County’s only locally-owned bank. Our experienced, knowledgeable, and friendly staff is waiting to serve you.

Benefits of a CD

  • Flexible terms between 30 days and 60 months

  • Competitive interest rates

  • Minimum of $500 to open CD

  • Interest rate remains unchanged during the term of the CD

  • Can be automatically renewed at maturity

  • Interest can be added back to the CD, automatically deposited to another Springfield State Bank account, or mailed to you.

  • Your investment in Springfield State Bank funds loans in our community and keeps our local economy thriving

  • Early withdrawal penalties apply

  • Call us at (859) 336-3939 for current rates.